A common misconception is that a person’s credit history is a helpful predictor for their future work performance, and whether or not they will steal from their employer. There is no empirical data to support this. Employees with good credit may steal just as much as those with bad credit.

Recent court cases have restricted the use of Credit Summaries in hiring decisions unless the employer can show that the applicant will have real control over the business finances, such as check-signing privileges, bank account access, and transferring funds. An employee who simply handles cash, runs credit cards, or submits insurance payments does not meet this financial control threshold.

Prior to being able to order a credit report, you must first undergo an onsite inspection.